The Loan Doctors Team

Raphael S Bangiyev – Team Lead/Licensed Mortgage Consultant

Raphael Bangiyev

Team Lead

Licensed Mortgage Consultant

LO NMLS 219590

Office: 480-237-3427

Direct: 480-788-7414

Fax: 480-302-7936



Raphael S Bangiyev has been making home-ownership dreams come true by putting families in homes for the past 10 yrs. So far he has helped over 2,000 families become homeowners. As a licensed Mortgage Professional, he offers strategic solutions to his clients that encompass mortgages, debt, home equity and real estate investment, with a focus on managing home equity and personal cash flow.

Raphael’s career in mortgage industry began in 2000. He takes huge pride in what he does, taking his career very serious…one family, one loan at a time. Staying busy through referrals from the thrilled new homeowners, Raphael learned that people will stand in line for quality service combined with sensitivity. Thus ninety percent of his business is word of mouth and referrals.

In today’s market, the two biggest reasons why a home buyer would not able to get approved for a home loan are Income and/or Credit. In order to differentiate himself from the competition, Raphael has mastered the ins and outs of credit reporting and repair. Realizing that if the potential home buyer has the income, but not so perfect credit…with a bit of credit repair and within time, the buyer will be approved for a home loan. With his expert knowledge in credit repair, Raphael has given hope to those who have been turned down numerous times by other lenders and delivering the end result, making the dream a reality.